credit and debt counseling - Some debt counseling non-profits are just looking to make a buck

1 2 3 www.americreditservices.com

Some debt counseling non-profits are just looking to make a buck (credit and debt counseling)

ACS provides free articles on credit counseling, debt consolidation loans and refinance mortgage.

Some debt counseling non-profits are just looking to make a buck

[ Bookmark this page! ] [ get HTML Version ]

Some debt counseling non-profits are just looking to make a buck
Helping people with bad credit is a booming business. There's a lot of money to be made helping people get out of debt. And where there's profit to be had, con artists are inevitably going to get involved and try to tap into the stream of cash flowing from consumers to companies. As this story shows, there are good credit counseling companies and there are bad ones. By "bad," they mean there are companies that are primarily in the business of taking your money rather than negotiating with your creditors. They offer lousy service but charge a premium fee for it. I call it predatory credit counseling: taking money from the very people who can least afford it, with the false promise of helping them get out of debt. If you really want to get out of debt, you first have to get your spending under control. Only then can you turn to credit counseling companies to restructure your debt payments to creditors. Do your homework to find the honest firms. A good place to start, as mentioned in the article, is www.aiccca.org. Read up on this site, too, and stay informed. And be smart about it. Don't just hand over your money because some firm says they'll restructure your debt. In reality, your debtors may not be willing to negotiate with that firm. There are very good debt counseling firms out there, of course, so don't think the whole industry is full of crooks. In fact, the industry as a whole offers a much-needed service to American consumers who are buried under a mountain of credit card debt. But make no mistake: until you get your spending under control, debt counseling is just a temporary fix to a deep-rooted problem.

Bookmark this page | Search this site | E-mail to a Friend

Top rated articles for credit and debt counseling
1. Solving Your Credit Problems
2. Credit counseling organizations can mislead you and bring IRS penalties
3. Does Debt Counseling Affect Credit Ratings?
4. What You Should Know About Credit Counseling
5. Will a free credit counseling service hurt my credit record

Editors picks: credit and debt counseling
6. Non profit credit counseling services information and resources
7. How to find the right family credit counseling service?
8. Credit counseling and its effects - free article
9. The Best Ways To Consolidate Debt
10. How to select the best credit counseling company?

Premium articles: credit and debt counseling
11. Credit consolidation information and solving Credit Problems
12. How to build a perfect credit
13. Budgeting 101
14. Credit counseling - How to repair a bad credit history
15. A credit counselor checklist Protect yourself from scam artists by being selective

Recommended Reading : credit and debt counseling
21. Finding Credit Counseling
22. Financing Tips
23. How to Find Credit Counseling
24. Fair Credit Reporting
25. Why bad debt shows up more than once on credit report?

1. Using A Credit Counseling Service
2. Will a free credit counseling service hurt my credit record
3. Five Differences Between Debt Reduction and Credit Counseling
4. A credit counselor checklist Protect yourself from scam artists by being selective
5. Using a Debt Management Firm
1. Debt consolidation loans - All you need to know
2. Will debt consolidation worsen my financial condition
3. Debt consolidation home loan - How to fix your money and finances
4. Burried in debt and bills - Get out of debt
5. How to deal with credit card debt

Credit Counseling and Debt consolidation services in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi,

Some debt counseling non-profits are just looking to make a buck
Debt consolidation services in Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,

Debt consolidation services in Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin and Wyoming.

Add website or submit URL link of your site to 1000 free directory