How Millionaire Make Money

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Areas Of Finance and Security
Managing your finances may seem like an overwhelming task. However, if you break it up into smaller sections, it becomes much easier.

There are four key areas that you should look at when first organizing your finances. These areas are: security, stability, growth and management.

Within each area you will find goals that you need to work towards. You can't successfully manage... Read personal finance article



Never Pass Up if Your Employer Is Matching Your 401k
With the near extinction of the "gold watch and nice pension" for a career well done, the burden for a financially secure retirement now falls on the shoulders of you, the employee.

However, that doesn't mean your employer isn't trying to help you out. Most companies offer employees the option of contributing to a 401(k) retirement account, while some companies even match a certain port... Read personal finance article



How Millionaire Make Money
"Give me five minutes and I can predict your financial future for the rest of your life," says T. Harv Eker, author of the best-selling book Secrets of the Millionaire Mind.

How can he make such a bold statement? Let's take a look at his premise from the book Secrets of the Millionaire Mind...

We each have a 'money blueprint' that determines our level of financial success. Rich people think differently than poor people. Your thinking pattern leads to the results that you are getting. Learn how to think - learn the right strategies and use them - and you can change your money blueprint.

Says Eker, author of Secrets of the Millionaire Mind, "By ourselves, we can never see what's holding us back from reaching our full potential. Einstein said it best, 'you can't solve a problem with the same mind that created it'."

According to Eker, each of us has a "money blueprint" that, much like a set of architectural plans, is behind all of our thinking. Our thoughts lead to our emotions, which lead to the actions we take, which give us the results we experience in life. This blueprint is ingrained into our subconscious.

Eker views this blueprint kind of like the thermostat in a room that controls the temperature.

In the example he gives, if the thermostat is set for 72 degrees and the temperature drops, it kicks in and brings the temperature back up. If the temperature goes up over 72 degrees, it automatically shuts off until the temperature comes back down to 72 degrees.

If you consider that we're talking about a financial blueprint (thermostat), it doesn't take long to figure out that he is saying we each are already programmed (from early childhood) to succeed financially up to certain levels and if we go higher, we don't stay there - we somehow create a circumstance that brings us back down; and if we drop lower, we find a way to get back to our programmed level.

Secrets of the Millionaire Mind covers a series of Wealth Files: 17 ways rich people think and act differently from everyone else. It also includes a multitude of principles.

Although reading this list doesn't begin to compare to reading the book with all its examples and illustrations, here are just a few of the Wealth File headings, taken directly from the book:

Rich people believe "I create my life." Poor people believe, "Life happens to me."
Rich people play the money game to win. Poor people play the money game to not lose.
Rich people focus on opportunities. Poor people focus on obstacles.
Rich people are bigger than their problems. Poor people are smaller than their problems.
Rich people act in spite of fear. Poor people let fear stop them.
Rich people constantly learn and grow. Poor people think they already know.

In this life-changing book and companion 3-day live event, the Millionaire Mind Intensive, you will uncover the "secrets" that make such a huge difference in the financial success of one person versus another.

Here are ten great reasons to read the book:

1. You will finally understand why some people seem to get rich easily and others appear destined for a life of financial struggle.

As author Harv Eker will tell you, it's not your education, intelligence, skills, timing, work habits, contacts, luck or your choice of job, business or investment. It's your own, internal financial blueprint, which he fully explains along with the specifics of how you can change yours.

2. Secrets of the Millionaire Mind presents the information so that you "get it". It's not that it is new information, it's that it is presented in a way that you "get it" as soon as you read it. You will see yourself in many of the scenarios that are shared and you will start to realize how you have been unknowingly holding yourself back.

3. You probably already suspected there might be something "different" about the rich. Secrets of the Millionaire Mind presents 17 ways the rich think - and act - differently about very specific situations and decisions.

Eker presents the way rich people assess the situation and the way the middle class and poor assess the same situation. You will see that with a little tweaking in how you are viewing things, you can free yourself from hidden obstacles that are keeping you from achieving your financial goals. Sometimes it's truly a little tweak that makes the difference.

4. The Wealth Files are priceless. Take this first one: "Rich people believe I create my life. Poor people believe life happens to me."

Just imagine the difference between the life of the person who takes the first approach, versus the one who takes the second approach. Think about the choices that might be available to each. Might that second person even perceive all the actual choices?

5. "The secret to success is not to try to avoid, get rid of, or shrink your problems; the secret is to grow yourself so that you are bigger than any problem."

This is just one of the many principles that are presented, each with an explanation and scenarios to illustrate. The principles are memorable.

6. It's written in easy-to-read format. It's also entertaining with the many examples and exercises.

7. You can finish it in two days.

8. You get started taking action right away with the "Millionaire Mind Actions" at the end of each chapter. They are fun things to do that create new experiences from a different perspective, opening the door to thinking differently.

9. You will be inspired to make small changes on the spot. As you are reading, you will come across a passage that challenges your thinking and you will be inspired to drop an old thought pattern right then in favor of something more supportive.

10. You get two free tickets to attend the live, 3-day weekend event, The Millionaire Mind Intensive, held in cities across the United States. What could be better than that?

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How To Get Grants

It is human nature to minimize costs and maximize benefits. To the sound of free money, millions, each year, compete for stipends made available by the federal government, private organizations, and by state governments. These stipends, known as grants, provide a free alternative to loans. Grants are most commonly associated with college applicants whom, dreadful of incurring massive debt, resort to grants to finance their way through college, but grants can also be attained in order to start up businesses as well as support other private endeavors. Surprisingly, however, grants are the path less traveled by the majority of aspirants.

Speaking from my own experience as a recent college graduate, you DO NOT want to miss out on the opportunities that are being made available everyday for you to grab a slice of the pie. This article is designed to inform you of those opportunities and to shed some light on the proper means to go about attaining the Benjamin Franklins you need to escape an all-too-common pandemic nowadays - that is, the grim specter of debt.

When to apply for Grants?

IMPORTANT: Apply for grants early and often! I cannot emphasize this enough. Do not wait to jump on the bandwagon. Be the first one on. Every dollar that goes around is one less dollar that will be available to you. When a grant or fellowship is introduced you want to be one of the first to apply for it. The review board (i.e. those who review grant applications) will give an edge to those who appear to be the most motivated.

Secondly, grants are quickly being devalued as the cost of education skyrockets and business startup costs continue to escalate under the umbrella of big business. In addition, it is unlikely that grants will be in as much supply in the near future due to the burgeoning national debt - which approaches 8 trillion dollars according to the department of treasury. Consequently, this means the federal government will probably cut their spending on a lot of social programs.

Recent federal spending patterns and the volatile situation overseas suggests the majority of federal spending will be directed towards Defense. In the meantime, it is speculative but highly likely that the level of federal grants will decline sometime in the near future. If the competition is fierce now, think of what it will be if the federal government does follow through with expenditure cutbacks on its grant programs.

The federal government may also reconsider the tax exempt status they give to private foundations who distribute 5% of their total assets every year.

So to reiterate, if you are interesting in getting a grant, now is the time to apply! Do not wait for later.

How to apply for grants?

Surprisingly, a feeling of malaise often settles on those who are considering applying for a grant. They often don't know the right way to go about applying and end up surfing the web blindly for grants that suit their needs and subsequently apply for grants they stand little chance of attaining. They often convince themselves they stand no chance of getting a grant and cease applying.

This mindset is fallacious. Do not be discouraged. The reason applicants lose out on grant money is because they choose their grants poorly, their application is banal and lackluster, or their searches end in dead ends.

Here are some tips you can follow when applying for a grant:

Find the grant program that is right for you!

There are literally zillions of programs out there, a lot of which tend to be highly competitive and/or do not suit your specific needs. Some programs are specialized, targeting specific demographics. Those programs are real bread winners if you happen to fall into the particular demographic the program targets. Be sure to follow up on those opportunities. Search for less competitive grant programs (most likely private foundations and/or state programs).

Make yourself stand out from the crowd.

Let's face it. The review board has to read dozens and dozens of application. By the time they reach yours they may be tired or cranky after reading the same ''ol stuff. Be innovative and make yourself unique in some way from the rest of the applicants.

Apply Early and Often!

Find a good resource that will give you writing tips. Nobody likes a bad writer.

Have a family member or friend proofread your application

Find a reliable, consolidated resource that will be able to point you in the right direction and provide helpful hints and suggestions when needed.

I hope you found the above tips helpful. There is a reputable resource I have found that will provide you with invaluable professional assistance if you are really serious about finding and getting the right grant(s) for you. You will find a link to it below.




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How Millionaire Make Money
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