ACS debt consolidation and credit counseling personal finance
reciprocal link exchange
free directory
sitemap & rss
1 2 3 www.americreditservices.com
Save Money (personal finance)
ACS provides free articles on credit counseling, debt consolidation loans and refinance mortgage.


Google

Save Money


[ Bookmark this page! ] [ get HTML Version ]

How Millionaire Make Money
"Give me five minutes and I can predict your financial future for the rest of your life," says T. Harv Eker, author of the best-selling book Secrets of the Millionaire Mind.

How can he make such a bold statement? Let's take a look at his premise from the book Secrets of the Millionaire Mind...

We each have a 'money blueprint' that determines our level of financial success. ... Read personal finance article



How to become a millionaire
According to Slate magazine, there are now 8.9 million American households with assets over $1 million, excluding their homes and retirement funds. Dr. Larry Samuel of the consulting group Culture Planning breaks them down into five basic groups:

- Thrillionaires. These millionaires live on the edge, consuming conspicuously. They're more likely to be found rolling the dice in Las Vega... Read personal finance article



Save Money
I was doing research for my web site, on ways to save money. Checking other web sites and discussion forums, I found that the cheapskates are hitting new - and funnier - lows. Choosing a spouse according to how frugal he or she is, and reusing the plastic from bacon packages were just a couple of the serious suggestions. One man even said, "Instead of buying toilet paper, I use yesterday's newspaper."

Probably the suggestion that was the most ridiculous was to stop drinking beer. What are we trying to save all this money for? In any case, here are some more funny ways to save money. I suspect, or at least hope, that many of these really are not meant to be serious suggestions. Don't try these at home.

Ways To Save Money?

- Unplug your clocks at night to save on electricity.

- Carry powdered drink mix and add it to water when eating out, to save on buying drinks.

- Install a cat door and train your cat to go outside and to the neighbors yard to go to the bathroom. This saves you on cat litter and time cleaning the yard.

- Eat dog food. (According to this contributor, the dry dog food is better than the canned.)

- Tell everyone you'll be out of town for Christmas, so you can shop the after-Christmas sales for presents.

- Ask your friends to save the labels for you off any new products they buy, so you can put them on your thrift-store purchases when you are buying gifts.

- Run around the house and close the heater vents in all the rooms except your bedroom before going to sleep.

- Encourage mice in the house by leaving crumbs around - so your cat will have a free food supply.

- Learn speed-reading and read books for free while in the aisle at the book store.

- Leave everything in the same place in your house, so you can easily get around at night without turning the lights on.

- Bring back rolls of coins from Canada, to use at the laundromat and in pop machines, saving you 20% or more, depending on the exchange rate.

Okay, these may be funny ways to save money, but did any of them tempt you? Do you pick up pennies on the street? Wouldn't it be more efficient to just stay on the clock at work for an extra minute? Hey, and while you are there, take a big drink of water - to save on your home water bill.

Steve Gillman studies money. To get free e-courses and e-books on money topics, and for more Funny Ways To Save Money, visit: http://www.UnusualWaysToMakeMoney.com

Bookmark this page | Search this site | E-mail to a Friend



How Much Time Does the IRS Have to Collect Taxes From You

The statute of limitations on the collection of a tax liability is 10 years. (Internal Revenue Code 6502.) After ten years the debt is wiped out. (continue to read for provisional conditions)

There are a number of ways the ten-year period can be extended.

1. The ten-year period does not start until you file your tax return and IRS assesses the tax against you. So NOT filing a return and hiding for 10 years won't get your tax debt wiped out.

2. IRS can extend the ten-year period by suing you in federal court. This does not happen very often, so I am told.

3. If you file an Offer in Compromise, or traveling or living outside of U.S., or involved in a dispute with IRS, or file bankruptcy or request a Taxpayer's Assistance, sign a waiver form or request any kind of hearing; your ten-year period is extended until any of these issues are involved.

usually IRS will make every effort to collect the Tax liability before the 10-year period is up. This includes garnishment of your wages and placing a levy on your bank account.

It is strongly suggested by www.taxeswilltravel.com that you contact a Tax Professional if any of these situations apply to you.

Cassandra is a Registered Tax Professional and Instructor for Basic Tax Classes in the San Francisco Bay Area. During the balance of the year she can be found at http://www.taxeswilltravel.com providing online, tax resolutions. Ms. Ingraham provides, for her clients, Formal Introductions to Lenders for Accounts Receivable Funding (Factoring), Invoice Lines of Credit, Merchant Funding, and Small Business Loans




Top rated articles for personal finance

1. Save on Utility Bills
Remember when you lived at home and your parents were always reminding you to turn off the light when you left a room or asking you to not run the water while you were brushing your teeth? At the time... Read personal finance article

2. How to Save on Heating Costs
It is already time to turn on the furnace in many parts of the country. If you live in a part of the country that is cold during the winter, you spend a lot of money on heating costs. Some people are ... Read personal finance article

3. Sell Your Own Home
Selling your own home is attractive to many people. In this article, we will look at the good and bad of going For Sale By Owner or FSBO.

Why would you want to sell your own home?

... Read personal finance article

4. Saving for College - 529 College Savings Plans
If you're like most parents, saving for your children's college education is a priority and a big challenge. Tuition and related costs at both public and private universities have been rising at 5% pe... Read personal finance article

5. Home Equity Comes Handy During Financial Crisis
Equity is simply the value of a property after all debts have been deducted. If your home appraises at $300,000 with a home loan of $150,000, you have $150,000 in equity. Whether you realize it or not... Read personal finance article

6. Financial Independence Secrets
If you want to win the lottery, you first must buy a ticket.

This simple rule is no more simple than the rules for guaranteeing that you achieve financial independence; that is, if financia... Read personal finance article

7. Surviving Christmas Financially
Who's idea was it to still be paying for Christmas gifts 7 months later?! It sure doesn't sound good to me! Make this Christmas season a memorable one - one with NO MORE DEBT.

"But I can't ... Read personal finance article

8. How to Earn Extra Money Without Working Another Job
You don't need to take on a second job in order to make some extra cash. In fact, you don't have to even leave the house in some cases. Who couldn't use a little extra money to pay for things that you... Read personal finance article

9. Short Term Money Help
Are you planning to go for a holiday? Do not have enough cash for that? Do you need a short term financial assistance? In such cases, if you are a UK borrower, you can apply for a short term holiday l... Read personal finance article

10. Tips On Managing Your Money
No matter how rich you may be, you still have to worry about managing your money so that you will be able to send your children to college, go on nice vacations, or save money for retirement. Fortunat... Read personal finance article


Credit Counseling and Debt consolidation services in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi,



Save Money
Debt consolidation services in Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,

Debt consolidation services in Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin and Wyoming.

Add website or submit URL link of your site to 1000 free directory