Surviving Christmas Financially

[ Bookmark this page! ] [ get HTML Version ]

Online Trading Brokerage Services
Online Trading Brokerage has been starting to hit big as a business brokerage career. Some newer brokerage companies in the market now offer transaction services in the form of a website-interface. It's easy to go online. Low commissions are usually offered in as low as one to two US-dollars. This online trading brokerage also provides fast transaction-rates at only two brisk seconds. No money and... Read personal finance article



How to Boost Your Investment Returns
Even if your not a golfer, you can't help hear about Tiger Woods and his amazing accomplishments on the golf course. When you really start looking into his success you realize it is not due just to the way he plays on the course, it is way more to do what he does inside his mind.

There are a lot of players that have the same skills when it comes down to swinging the club, but no one com... Read personal finance article



Surviving Christmas Financially
Who's idea was it to still be paying for Christmas gifts 7 months later?! It sure doesn't sound good to me! Make this Christmas season a memorable one - one with NO MORE DEBT.

"But I can't do that! There's no hope in sight!" you may be saying. Well, you CAN do it and there IS hope! The trick is to start right now with a plan. It's never too late. The people at the mall have tons of plans to get your money. Now you need to plan how you're going to keep some of your money.

Here are some quick tips:

Remember Christmas is in December every year - don't let it sneak up on you. Start planning in February (or right now!) by putting back little bit aside each month to cover the cost of gifts.

Make a list of everyone you are buying a gift for and put a dollar amount by every name. Total it at the bottom. This is your Christmas budget. The people in the mall have a plan to get your money - get a game plan for your shopping so you can keep some money. There is no excuse for financing Christmas.

Pay cash - put the total from your budget in an envelope and when the cash is gone, stop spending. This will help keep you on budget because if you overspend on Aunt Sue, Uncle Harry won't get a gift.

69% of Americans bought a gift for themselves last year. DON'T BUY YOURSELF A GIFT! This is the season to give not to receive...from yourself.

Bookmark this page | Search this site | E-mail to a Friend



Financial Freedom Tips

If main stream thinking would lead to financial freedom - wouldn't there be many more financially free people? Most of us are taught to go to school - get a good job and climb up the corporate ladder. How many that have followed that path are financially free? It is hard to tell, because there are many different definitions of financial freedom. If I were to make a guess - I would guess that fewer than 5% of the people in the U.S are financially free. I would also guess that very few of those became financially free by climbing the corporate ladder.



I submit that your chance of becoming financially free employing mainstream thinking is fairly slim. If we can agree on that fact, then the converse must be true. In other words, your chances are greatly improved by going against the grain or thinking differently than the masses. Now, that doesn't mean that you will become financially free, but your probability of success is increased.



Since I realize this fact and believe it I am constantly seeking words of wisdom from the contrarians. A contrarian is someone who takes the opposite position or attitude. An investor who buys stock when most others are selling is a contrarian. How else can you buy low and sell high? Stocks are only at their lowest point when no one wants to buy. The real estate market was red-hot in 2004, because everyone wanted to buy or trade up. Contrarians sold and are renting now.



Some of my favorite contrarians are:



Ron Paul - Politician
Jim Puplava, Peter Schiff - Money Managers
Marc Faber, Jim Rogers - Investors
Nouriel Roubini - Economist
I read these people often are regularly.




Top rated articles for personal finance

1. Unsecured Loan Service
Perhaps you need a loan amidst the heavy expenses and cash demands. An unsecured loan can provides means for individuals like you who seek money to meet a variety of financial requirements. You can al... Read personal finance article

2. How to become a millionaire
According to Slate magazine, there are now 8.9 million American households with assets over $1 million, excluding their homes and retirement funds. Dr. Larry Samuel of the consulting group Culture Pla... Read personal finance article

3. How to Manage Your Money Correctly
When I left school I was semi literate and semi numerate, yet I never missed a day. The teachers used to jest that I was a slow learner and a fast forgetter, and that probably summed me up pretty well... Read personal finance article

4. Asset Allocation
"In a perfect world we don't want to be overly dependent on any single asset or be so dependent on the cycle or where one asset is the bulk of this company." -James Packer

Asset allocation ... Read personal finance article

5. Diversification - An Important Term
"Succeeding is not really a life experience that does that much good. Failing is a much more sobering and enlightening experience." -Michael Eisner

Diversify! Diversify! Diversity! Diversif... Read personal finance article

6. Online Brokerage
The growing online brokerage industry has become the most fashionable way to purchase and sell stocks. This fueled the actions of the Securities and Exchange Commission (SEC) to allocate more of its t... Read personal finance article

7. Money Saving Tips and Secrets
Without completely changing your work lifestyle, here are four ways to save at least $160 per month.

Say "Sometimes" to Starbucks We love our coffees, latte's, and cappuccinos. Whether it'... Read personal finance article

8. Financial Advisor
"You need a plan to build a house. To build a life, it is even more important to have a plan or goal." -Zig Ziglar

Choosing a financial advisor can be a difficult task because it is hard to... Read personal finance article

9. How to Pawn for Cash
When you are in need of CASH you can pawn your personal items for a quick cash loan. Getting cash on the valuables you already own is easy. Knowing what to say and how much to ask for will get you m... Read personal finance article

10. Retirement Income Planning
Following are the guiding principles that I use in my retirement planning process. I use these rules to guide me in my decision-making.

1. Don't pick a Retirement Age, Choose How You Want T... Read personal finance article


Credit Counseling and Debt consolidation services in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi,



Surviving Christmas Financially
Debt consolidation services in Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,

Debt consolidation services in Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin and Wyoming.

Add website or submit URL link of your site to 1000 free directory